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I don't want a physical card, how do I switch to a virtual card?

Your employer decides whether your company uses a physical or virtual card. You can request your employer to consider transitioning to a virtual card. You can also use your benefits virtually on your own.

Massage, transport, and wellbeing benefits are only available as virtual cards. Lunch and Virike benefits operate on the same card, and they can also be obtained in physical form if your employer has chosen to order them physically.

Even if you have a physical card, you can still use your benefits virtually through the Edenred app or via Apple Pay or Google Wallet.
 

You can find more information in the links below: